Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Tuesday, March 19, 2013

Well, I tried... still not a hockey fan

Last week Oli was given a pair of tickets to Saturday's Canucks game. Though most people would probably be pretty thrilled to get free tickets to an NHL game, particularly given how bloody expensive they are, I wasn't. I initially didn't want to go, as I'd be rushing home from a full day of classes to do it, but I soon changed my mind & decided free tickets would be a good opportunity to see what a live NHL game was like. 

Though I am definitely not a fan, I'm not a total hockey virgin--I've been to several Vancouver Giants games over the years. (For those not in the know, the Giants are a junior feeder team for the NHL) I enjoyed myself there & it gave me an idea of what to expect at the Canucks game. The scale of everything was larger with the Canucks--the stadium held more fans, the beer & food cost more, the entrance of the players was even more over-the-top with glowing red lights, fake smoke & flashing lights everywhere.

The ticket cost is probably what makes the biggest difference to the atmosphere of the games. For a front row seat to see the Giants play at the Pacific Coliseum, it's $22 (or was last time I went--don't quote me on that). For a Canucks ticket like we had, about half way up the stadium in the 19th row, you'd pay $330. The Canucks crowd was a lot more well-heeled, a lot fewer children & not that many big groups of people that I could identify. The Giants games have a real community feel & the stands are generally full of little kids & families. 

Maybe the serious hockey fan could tell the difference between the game play & the skill of the players from the Giants to the Canucks, but I didn't really see it. I'm glad I had the experience, but I wouldn't pay for tickets to go see an NHL game.

What about you? Are you a die-hard NHL fan? What do you like about the game? Or are you like me & couldn't really care less about pro sports?

Saturday, January 5, 2013

Last Call for the Penny


Here's where we're at--not quite filled yet!
UPDATE: The deadline is fast approaching (January 11!) to get our pennies in for the We Create Change campaign. I've had a couple donations of penny jars (Thanks CaroLyn & Patty!) but we haven't quite filled our first bag & I'd love to fill another one. Below are the details of the campaign from my previous post.

Have you got a penny jar in your house? Maybe you've been meaning to cash them in at some point before they go out of production forever. But they're heavy, you don't have time to roll them & go to the bank, the change counter machines take a cut anyway... You've got lots of excuses not to cash them in. Here's a great reason to give the old penny a great send-off: donate it to Free the Children's We Create Change campaign to develop clean sources of drinking water for people in developing nations.

I'm sure you know that clean water saves lives through avoiding disease (80 percent of illnesses in developing countries are linked to poor water & sanitation), but did you know that women in many rural African villages spend hours a day walking to clean water sources? Did you know many girls do it as well & it's a major barrier to their attending school? Every day, women around the world spend a cumulative total of 200 million hours collecting water for their families.

So... what can we do about it? Well, I'm participating in Free the Children's blogger challenge this winter. I'm trying to collect as many pennies as I can for the We Create Change project. 2500 pennies = $25 which is enough money to provide clean water for one person for a lifetime. After going around the house & collecting odd pennies here & there, then finding our penny jar, this is the result. A good start on filling our first bag!


Then I mentioned it to my fellow Mount Pleasant Family Centre Board Members & the lovely Patty dropped off a bag of pennies the next day. Check out the stash now:


For the next step, I need your help! If you're in the Vancouver area, can you help us fill this first bag? & the next one? I have a lot of them... Have you got a penny jar in your house full of these soon-to-be-obsolete copper discs? Please email me at lisa.corriveau AT gmail.com if you're interested in donating some of your hoarded pennies, or leave a comment below with contact info & we'll connect. Thanks!




Saturday, December 1, 2012

Give Animals a Second Chance: Donate to the SPCA

A few years ago, we decided to stop buying gifts for the adults in the family at Christmas & give money to charity instead. I found myself spending countless hours trying to figure out what they'd want, then trying to find or make it, for at least a DOZEN people. I love my family & I like to give presents, but there are others out there who could use the money a lot more. We did some research on various charities & decided to support something local. Helping animals was a natural choice & as Oli & I have had pets most of our lives, we decided to support the BC SPCA.

The BC SPCA rescues & rehabilitates abused & neglected animals, with the goal of placing them in new, loving homes. We know a lot of wonderful pets who came to their current homes this way. Obviously, the veterinary care, housing & feeding of these animals doesn't come cheap--here's where you can help!

Please consider donating to the BC SPCA to help these animals get care & find a new home soon. We're trying to raise $1000 by December 15. You can easily donate on the website: just click on the red DONATE button on The Sprog's SPCA fundraising page to give money via credit card. Whether you donate or not, please spread the word to your friends, family & coworkers on Facebook, Twitter, email, etc. Thank you!




Please DONATE to the SPCA here!


If you'd like to do more than just a one-time donation, please consider signing up for the SPCA PAW Plan to automatically make a monthly payment. We've been doing this for several years--the donations really add up over time.


Monday, November 26, 2012

We Create Change: Penny Drive for Clean Water


Have you got a penny jar in your house? Maybe you've been meaning to cash them in at some point before they go out of production forever. But they're heavy, you don't have time to roll them & go to the bank, the change counter machines take a cut anyway... You've got lots of excuses not to cash them in. Here's a great reason to give the old penny a great send-off: donate it to Free the Children's We Create Change campaign to develop clean sources of drinking water for people in developing nations.

I'm sure you know that clean water saves lives through avoiding disease (80 percent of illnesses in developing countries are linked to poor water & sanitation), but did you know that women in many rural African villages spend hours a day walking to clean water sources? Did you know many girls do it as well & it's a major barrier to their attending school? Every day, women around the world spend a cumulative total of 200 million hours collecting water for their families.

So... what can we do about it? Well, I'm participating in Free the Children's blogger challenge this winter. I'm trying to collect as many pennies as I can for the We Create Change project. 2500 pennies = $25 which is enough money to provide clean water for one person for a lifetime. After going around the house & collecting odd pennies here & there, then finding our penny jar, this is the result. A good start on filling our first bag!


Then I mentioned it to my fellow Mount Pleasant Family Centre Board Members & the lovely Patty dropped off a bag of pennies the next day. Check out the stash now:


For the next step, I need your help! If you're in the Vancouver area, can you help us fill this first bag? & the next one? I have a lot of them... Have you got a penny jar in your house full of these soon-to-be-obsolete copper discs? Please email me at lisa.corriveau AT gmail.com if you're interested in donating some of your hoarded pennies, or leave a comment below with contact info & we'll connect. Thanks!




Friday, November 23, 2012

Save 25% on Blurb books this weekend!

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Disclaimer: This is a sponsored post. The opinions above are my own, however. Also, as a Blurb Affiliate, I receive a commission if you make a Blurb book via one of my links.

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Friday, October 12, 2012

Tips to Save Money on Hallowe'en Costumes

Baby skelly, Halloween 2010
Hallowe'en is fast approaching... have you got your kids' costumes sorted yet? I looked around online for kids costume ideas & found some gorgeous little outfits... for some seriously crazy prices. $40 up to $300 for a costume that the child will wear once or twice! Eek! That is scary!

I've always been a DIY gal when it comes to costumes, making most of my own since I was about 9 years old. I loved making them, but I also loved saving money! Making costumes can be pretty time consuming, however. I made Sprout's very first costume for just a few bucks out of an old t-shirt & some felt, but last year's & this year's were off-the-rack.

Here are my tips for saving money on costumes, whether you make them or not:

Don't buy--trade!  

Look for costume swaps in your area or set one up with friends & family. We've borrowed an elephant costume for Sprout this year that two of his cousins have worn. October 13th is Costume Swap Day--look for a swap event in your area on the Costume Swap Canada site or the American National Costume Swap site. Buddings Daycare is hosting a swap for costumes & winter gear on October 27th.
Aiden & Sprout Halloween 2011

Buy previously loved gear. 

Look for a selection of costumes at your local consignment or thrift stores for a lot less than the cost of new. Value Village always has tons of new & used costume pieces as well as clothing that can be turned into costumes. Last year I found a great little bat outfit for Sprout at Wee Ones Reruns, which always stocks a selection of kids' costumes for just $10 & up.

Keep it simple!  

You can often put together a great costume with things you have around the house & one or two pieces from a store like Dressew. Dressew, if you don't know, is an incredible fabric store in downtown Vancouver (more about it here in my Vancouver Mom article). They stock tons of costume supplies like wigs, masks, plastic weapons, tights, fake jewellery, feather boas & tons more. I find Dressew's prices to be better than some of the other places in town like Party Bazaar.

What do I mean by simple? Try capes, use bags, make things from paper (recyclable afterward--bonus!), cardboard boxes, or even reworking costumes (a horse can become a unicorn with just a horn) or clothes your kids already have, like embellishing hoodies with teeth, ears or dinosaur scales & tails.

Steal an idea from online. I love looking at Martha Stewart's costume slideshow. Most of these costumes are fairly involved, but some are quite simple, using things you might already have in the house, like cheesecloth. Or take some inspiration from this video of a dad's costume for his son. I'm sure a lot of work went into it, but it all started with a simple cardboard box...


Hope these tips have been helpful. Have you got any to share with us? Leave them in the comments below! Happy Hallowe'en!

Wednesday, September 26, 2012

You Can Help Mothers & Babies in Africa with Shanti Uganda

During the last days of my pregnancy & into my labour when Sprout was on his way, I never felt afraid. I'd had attentive prenatal care from my well-trained team of midwives, the trip to nearby BC Women's Hospital was quick in a Modo car with my husband & our doula. At the hospital, my midwife Laura & the maternity nurses were able to focus on my care & helped assist me to what I consider to be a fantastic birth experience.

My memories of the last hours of labour are a little fuzzy because I was able to focus inward while I did the work of pushing that baby out. After the birth, my midwife Laura quickly & painlessly gave me a few necessary stitches which dissolved as I healed within days. We chose to stay overnight at the hospital where I was fed, clothed & provided with everything I needed. When we left BC Women's we were feeling nervous about suddenly having an actual baby to take care of, but I was focussed on breastfeeding, sleep, diapers, not risk of infection.

Chances are, if you're a woman who gave birth in North America, you have something in common with me: you received timely care from well-trained professionals & medical intervention when needed. You, like me, probably don't have any friends who died in childbirth.

Let's contrast our experiences to the mothers of Uganda, in rural areas particularly. Desperately short of trained health care professionals, Uganda can offer little prenatal care to most women. Currently many women in the community have no access to medical support when complications arise during the birth process. By the time they make their way on the back of a bumpy motorcycle ride to the closest clinic, it is often too late. 

Don't forget, this is also in the context of the African HIV epidemic. According to the UNAIDS Report on the Global AIDS Epidemic 2010, about 6.5% of Uganda's adult population is infected with HIV.  (For comparison Canada, the CIA World Factbook reports a rate of 0.4%.) What's particularly disturbing to me is that 18% of new HIV cases in Uganda are transmitted from mother to child. This is very often preventable with proper medical care.

Now that you know a bit more about what birth is like for many women in Uganda, are you interested in helping to change the situation? Here's how: Become a Birth Partner with Shanti Uganda.

A little background on Shanti Uganda:

Kim Ridgewell & Natalie Angell began with a vision to bring the healing power of yoga & conscious birth to communities experiencing trauma in Uganda. They created Shanti Uganda, beginning with workshops for Ugandan youth, continuing education workshops for midwives & supporting an existing women's income-generating group. Within a year they expanded, establishing a new women's group & graduating 28 HIV-positive women. Between 2008 & 2009, Shanti Uganda ran multiple birth education workshops for midwives, provided over 100 Safe Birth Kits, graduated over 28 HIV positive women from their savings & craft training program as well as establishing a reusable menstrual pad distribution program. In 2009--with the financial support of Off The Mat Into The World--they constructed the Shanti Uganda Birth House & Learning Centre in Nsaasi village where they are now working towards the long term goal of reducing maternal & infant mortality in Uganda.

Shanti Uganda’s Founder & Executive Director Natalie Angell-Besseling has seen the difference that the Birth House makes in the lives of mothers & children. She says, “Over 100 women die giving birth in Uganda every week. Not only is Shanti Uganda providing a safe, empowering environment for women to give birth, but we are defying these statistics & creating a new norm for birthing women in Uganda. Of the over 100 women who have given birth at our centre in our almost two years of operation, 100% have left healthy, happy & supported by our dedicated team of midwives.”

Now you know a little about the organization, here's how you can help: Become a Birth Partner!

With a severe shortage of doctors across Africa & access to care very limited in rural areas, 1 in 22 women die during childbirth. At the Shanti Uganda Birth House & Clinic in the rural Luweero District of Uganda, their dedicated team of six trained Ugandan midwives are the key to improving birth outcomes & reducing maternal & infant mortality rates in Uganda, but they need your help.

The Shanti Uganda Birth Partners program is a monthly donation that is used to provide consistent care to expectant mothers & their babies in rural Uganda throughout pregnancy and birth by providing:

· 24/7 midwifery care
· Pre & post natal nutrition, education & yoga classes
· All lab tests
· Sterile equipment & birth supplies


· $100 per month supports the birth of two babies/month
· $50 per month supports the birth of one baby/month
· $25 per month supports the birth of one baby every two months

Why regular donations?

Becoming a Birth Partner enables Shanti Uganda to provide consistent levels of support and care for pregnant and birthing women in rural Uganda. These regular donations require the least amount of administrative costs, allowing Shanti Uganda to stretch every dollar to help as many women as possible. Monthly donations also help give Shanti Uganda the confidence to invest in long term projects like the Birth House.

Help babies have the best start to life: Become a Birth Partner Today!

Tuesday, September 4, 2012

Eating Healthy for Cheap

As I was browsing my Google Reader, I came across a post by Jenn at the Green Phone Booth, all about the Environmental Working Group's guide to eating healthy for less: Good Food on a Tight Budget. I immediately jumped on the link, as the EWG is a trusted resource. They put out the Dirty Dozen & the Clean Fifteen--the list of which produce to buy organic & which is safer when conventionally grown as well as Skin Deep, where you can search for info on toxins in personal care products & cosmetics.

With just one full-time income coming in around here, tips of saving money are always welcome. That said, I'm not willing to compromise on buying as much organic as we can. I'd rather cut corners somewhere else than stop consuming things like fromage frais, organic pepperoni & local microbrew. (Yes, I consider beer to be groceries) However, after looking at the EWG's guide, I learned a few unexpected things.
  • Children two years & up don't need to drink homogenized milk--skim or 1-2% is fine & has more protein. I hadn't really looked into this, but I assumed the extra fat would be good for them past age two. I find the homo milk is often a bit more expensive, so this will save us a few cents a week.
  • The fattier dairy products like butter & cream cheese have negligible amounts of calcium. :(
  • EWG recommends limiting canned light tuna to once a month or less, due to potential for industrial pollutants in the fish. This is a much more stringent guideline than I've seen before--I remember following the recommendation to keep it to once a week or less when I was pregnant. We're not huge tuna eaters anyway, so we wouldn't really have to cut down.
  • Goat is apparently the world's most commonly eaten meat. Doesn't mean I'm going to start, however. :P
  • I knew nuts were a good source of protein & though I often keep them in the fridge, I'd never considered keeping them in the freezer for longer term storage. Could be a good way to save money if we bought them in bulk on sale.
  • Not just money-saving, but labour-saving too: "Cook fish on a bed of lemon slices to add flavor and moisture and keep your pan clean." Brilliant!
I think it's a useful website for practically anybody, whether you're pinching pennies or not. Don't just take my word for it, here's their promotional video about Good Food on a Tight Budget:


The Good Food on a Tight Budget guide is available online here where they offer a download so you can print one out for yourself if you prefer a hard copy. The website also features ten pages of recipes in PDF format to give you some ideas for meal prep.

Take a look at the guide & let me know what you think! 

Monday, August 20, 2012

List #39: 10 Things I Love About Car Sharing


He really wants to get his license
This week's Listicles topic from the lovely Stasha is 10 Things About My Car. As we don't own a car in the usual sense, I'm writing a slightly different list: 10 Things I Love About Car Sharing. I've been a member of Modo (the car co-op) for over nine years now, but there are still new things to love popping up as the co-op grows & changes.
  1. Being able to drive whatever size car I need. Modo includes minivans, cargo vans, light trucks, sedans, crossover vehicles, compacts & sub-compacts in the fleet of 275 vehicles. When we go to Ikea for a flat-packed furniture haul: it's a Dodge Caravan. When I picked up a backyard play structure slide thingie off Craigslist, I took a Mazda truck. If I'm just visiting my family in the suburbs, I will usually take the Toyota Matrix near us.
  2. Fun cars! I'm not a car person & I don't feel the need to have one all to myself. Nonetheless, I'm not immune to the charms of a cute car. Getting to drive fun cars is a perk of being a car sharer, plus it's the same cost as any other ones with Modo. At a rental place or when you actually *gasp* buy a car, you pay a premium for a cool car. In my years of Modo membership I've driven a Smart, a Mini Cooper, a new Volkswagen Beetle. There are a few convertibles, hybrids & Fiats that I'd like to try sometime too. & they call cost the same.
  3. The parking version of the Immunity Idol. Modo cars have a special parking pass that allows parking in any permit zone in the city of Vancouver. Residents only? I can park there. This has been awesome when driving to friend's house parties in the West End, or parking at the PNE or Giants' Games. We also used it to park on the street next to the lot, saving the cost of parking when we were at BC Women's Hospital for Sprout's birth. I have no idea what over 30 hours of parking would have cost there.
  4. Not having to worry about the car. Break-ins, accidents, cleaning, parking, maintenance, whatever--when my booking ends, it's not my problem. When we owned a car, someone broke into it while it was parked in our driveway. The damage was pretty minor, but cost over $1000 to repair, paid for by insurance... except the $300 deductible. That was a nasty surprise. So was the $1200 bill to repair the fuel pump when that died. I hate surprises like that.
  5. Saving money. When we owned a car, we spent over $4000 a year on the thing & we only drove maybe twice a week plus a few road trips a year to the Okanagan to visit family. We still had to spend money on top of that for bus fare & bike maintenance because that was how we commuted to work. Nowadays we spend an average of $600 a year on Modo, maybe $1000 on rentals for the road trips & probably less than before on transit because we bike more. When we don't drive, we don't pay, unlike owning a car: you have to keep that sucker insured! Also, joining the co-op cost me only $500 (which is a share, refunded when I leave). There's no way I could get a car anywhere near as nice as the ones I regularly drive as a Modo member for $500! Come to think of it, can you get any car for $500 these days?
  6. Not having to deal with the nitty gritty. Renewing insurance, repairs, oil changes & even some of the cleaning is done for us. It's all included in the hourly & kilometre charges we pay.
  7. Roadside assistance plus. All Modo cars are covered by BCAA Roadside Assistance to help with jumpstarting, towing, etc. But beyond that, if I have any issue with or question about the car, I can call the friendly, knowledgeable staff at Modo to help me out.
  8. I never have to worry about locking my keys in the car. All Modo vehicles use an electronic fob system. My fob lets me open the car when I have a booking. This system locks the doors & disables the ignition when I fob out. The actual ignition key stays inside the car. If, somehow, I locked my fob into the car, I could just call Modo staff & they could unlock it for me remotely. (See #7)
  9. Knowing that it's greener. We're still burning fossil fuels when we drive & we're doing it in a vehicle made up of tonnes of non-renewable resources extracted from the earth at great cost environmentally. However, the fact that we share less than 300 vehicles with around 9000 other Modo members means there are a lot fewer cars on the road & that's definitely healthier for Mother Nature.
  10. Biking home with groceries
  11. The inconvenience of car sharing. If I had a car sitting there, just steps away from my door, waiting for me to jump in & drive, I would do that more often. I'd use more fossil fuels, I'd get less exercise & I'd spend more money. So I like the fact that driving has to be a little more deliberate for me: I need to plan when I'm going to use the vehicle, make a booking online or by phone, walk over to the car, strap in Sprout's car seat if he's with me & return it by a specific time, or call to extend the booking. I really don't find it difficult, but it does make me consider whether cycling, walking or transit might be a better alternative every time I think about driving. & that's a good thing.
 *I talk about Modo all the time, because that's the car sharing organization I belong to. Vancouver also has Zipcar & Car2Go, which run with slightly different business models, vehicles & pricing. However, they both have some of the same perks that Modo does & encourage less car use. If you're thinking about trying car sharing in Vancouver, check them all out & see which one works best for you! If you're in another city, there might be a car sharing organization there--Zipcar is all over the US & there are many other local car sharing organizations in North America & Europe that I know of.


Why Monday lists? Reading the lovely Chloe's blog, Tea Swamp Park, I found an idea I had to 'steal': a list of all her Halloween costumes, with quite a few photos. She got the idea from Hula Seventy's List Project. I've decided to do the weekly lists for a year that Hula Seventy is doing.

Tea Swamp Park & Hula Seventy are not the only ones doing lists, however. Click on the Listicles badge to the left to check outNorthWestMommy's list & 'assignment' for next week.
 



Psst... The Sprog now has a Facebook page! Head on over & click 'like' to get even more Sproggy goodness delivered to your feed. :)

Tuesday, July 17, 2012

My car sharing story

One of the reasons I blog is advocacy. I want to make the world a greener & more child-friendly place by getting more cars off the road. I have a theory that talking about how we live car-free will help convince a few people that it's doable. I think that cycling & car sharing are two great transportation options for many people. Call me a commie--I am, let's face it--but it's just not necessary for everyone to own their own car.

I mention cycling, walking, transit & car sharing in my posts once in a while, in an offhand way, but I thought I'd share with you how I got started on car sharing to further the conversation. Here's my story:

The Honeymoon Phase

I joined Modo in 2003. (It was called the Cooperative Auto Network at the time, but to simplify, I'll just its current name: Modo.) At the time, my main transportation was transit. I biked sometimes & walked a lot too. I thought it might be handy to have a car sometimes, but had no desire to drop tens of thousands of dollars to buy a good one, or deal with a cheap but unreliable beater.

Suddenly having access to a whole fleet of cars was pretty exciting, as I'd never owned one. I never got used to having a vehicle waiting for me in my driveway 24/7, so the concept of making a booking online, then walking a few blocks to pick up a car wasn't a big deal for me. I probably drove a bit more than I really needed to because it was such a novelty. Still, I rarely used the cars more than once a week.

Our wedding on The Chief, photo by Aki Mimoto
The Actual Honeymoon

In the fall of 2003, Oli & I got married. We used a Modo car to travel up to Squamish, where we hiked up to the Third Peak of the Stawamus Chief & got married by a friend's dad. We took the same little Volkswagen Beetle on our honeymoon to Galiano & Saturna Islands too, windows all decorated with washable glass markers.

The Money Pit

Fast forward a few years to 2006. Oliver had failed to renew his license within the deadline & needed to take his driving test all over again, so we decided to buy the car my brother-in-law was selling. Oli would use it to practise, then we'd quickly sell it after he got relicensed. Quickly turned into over two years. We owned that Pontiac Sunfire from 2006 to 2008 & used it about as much as we'd been using Modo cars: around six times a month.

It took a while, but Oli finally got over his nerves enough to book & pass his road test. Sadly, we didn't sell the Sunfire before its four-year-old fuel pump went kaput. Quick tip: don't ever buy a car with a fuel pump that's inside the gas tank--it's going to be really expensive to fix. $1200 later (this was with a labour discount we negotiated with Tremblay Motors, because we are Modo members) we sold the damn thing.

When I sat down & did the math on how much owning a car cost us, including insurance, gas, maintenance & depreciation, I was pretty unimpressed. $3000 a year despite really low usage. We drove it about twice a week & took it on a handful of road trips to the Okanagan to visit Oli's parents. We didn't use it to commute because driving downtown to work together & parking the thing there would have added another $1800 a year.

Free again

Back to our car-free status, Oli became a Modo member & we started car sharing again. Modo had grown quite a bit since I joined, with over 200 cars in the fleet, so there were lots of fun cars to choose from. Having light trucks, minivans & small cargo vans as well as easy to park Minis, Prius & Vibes at our disposal is pretty awesome. We get a big one if we're bringing friends to a Giants game, or going to Ikea. We take a little one when we're driving to a house party in the West End (where we can park in any permit zone for free--did you know about that Modo perk?). 

Two went there & three came back

In 2010, we used a Modo vehicle to drive to BC Women's Hospital to have Sprout. I was pretty far along in my labour by the time we got into the car & the bumpy roads in our neighbourhood probably hastened Sprout's descent, but we made it before he was born. (Don't worry, I put one of those absorbent blue sheets on the seat underneath me!) Our midwife referred to the birth as 'textbook', so we were home again pretty quickly.

Driving is a special treat for Sprout.
Modo post-baby

Since having Sprout around, we drive a little less than we used to. Until Sprout was a year old, the infant car seat would fit in the stroller, so it was pretty easy to get him & the gear to the car. The car seat we have now is quite easy to install securely & take out, so it's not difficult when we're all going out together. However, when I want to drive somewhere on my own with Sprout it's complicated. I've got to bring him & the car seat to the vehicle, which is a five-minute walk away. The car seat doesn't fit in the stroller basket (even though the Uppababy has a huge capacity) so thus far, I haven't taken Sprout in a Modo vehicle on my own yet.

Biking, walking & transit take care of our transportation needs the majority of the time. We use Modo cars about once or twice a month to go to Ikea, Costco or visit family out in the suburbs. Even though it's less convenient than having a car parked in the driveway all the time, I don't miss owning one. I like the freedom of not having to worry about finding parking on the street or if the car's been broken into or if I've paid the insurance.

Dollars & sense

As Modo members, all the maintenance, insurance & nearly everything else is done for us. We occasionally fill up the gas tank if it gets below 1/4 full during our booking, but we don't pay for the gas directly. We just pay when we use the car--by the hour & by the kilometre. It's very predictable--no worries about big repair bills or expensive fill-ups. If you don't drive at all, you pay nothing. Our bill in the past couple of years has averaged $50 a month.

Want to know more?

If you're interested in learning more about Modo, visit www.modo.coop--there's an extensive FAQ section. Or email info@modo.coop, call 604.685.1393 (1.877.226.2277 is toll free in Canada + US). Modo staff are knowledgeable & happy to answer questions.

If you do join up, tell them I sent you & you can save the registration fee. I--like all Modo members--will get a referral bonus if you become a member too. :)

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Monday, June 25, 2012

List #31: Eight Reasons that Cycling is Better than Driving


The family vehicle of the Bicycle Hotel owners (Amsterdam)
I couldn't let Bike Month slip away without a bike-related list, now could I? Here are eight reasons why biking is better than driving:
  1. It's great low impact exercise that really works your whole body. The leg part is obvious, but you also need your core muscles & upper body to maintain stability. I don't need to remind you of the myriad reasons why exercise is good for you--just imagine not having to plan when you're going to exercise. It could just happen automatically when you go from point A to point B if you bike.
  2. It's nearly free once you've bought a bike. Cycling is very accessible for anybody--you can get a serviceable bike used for very cheap if you're totally strapped for cash. Maintenance of my bicycle has averaged out to less than $50 a year & I bought the bike over TEN years ago for around $500. That works out to about $100 a year. You don't pay for insurance & parking is always free. No other transportation option except walking is that cheap!
  3. You really get to experience your neighbourhood on a bike. While cycling, I have chatted with strangers, bought a poetry collection from a street vendor, stopped for a glass of lemonade from a kids' stand, seen tiny little lizards sunning themselves on the road & watched seals in False Creek. I would never have done any of these things if I were driving. In fact, I probably would have run over the lizards.
  4. Biking saves you time. Bikes can whiz past traffic jams, take sidewalks (slowly & cautiously) to detour around road work without taking a longer route & sometimes take more direct routes through parks or streets that are one way for cars. If you're cycling regularly, you don't need to make time (or as much time) for exercise. Plus, it's unlikely you'll spend several minutes driving around to find a parking space.
  5. Cycling is greener than driving. Bikes require a lot less material, energy & resources to manufacture than a car. Also--this one's a no-brainer--bikes don't require gasoline. Of course, you do burn calories (~300 for a half hour of 20km/h cycling, depending on your weight) but because it's the most efficient way to travel in terms of energy used to distance travelled, you don't need to eat much more to fuel it. An extra snack & you're good to go. Then again, if you're like most of us & want to drop a little weight, maybe skip the snack?
  6. It's really easy to combine cycling with other modes of transportation. This is a great way to do longer cycling day trips or vacations. You can take bikes on the Skytrain, Seabus & most buses have racks for two of them. BC Ferries charges $2 to bring your bike on board--compare that to the $49.25 for a car! If you have a folding bike, the world is your oyster.
  7. Cycling is fun! Feeling the wind whip past your face & the satisfaction of getting somewhere on your own steam is awesome. When I get to the ferry terminal by car, I think, "Great. Now I have to sit in my vehicle in a giant parking lot & wait to squeeze it onto this ferry." When I biked there, it was a feeling of accomplishment.
  8. You can maintain your own bicycle. The mechanics of a bicycle are pretty simple & it's all right out there in the open, unlike the workings of a car. Changing cables, adjusting brakes, cleaning your chain & replacing tubes or tires is not difficult work. You can take short courses to learn bicycle maintenance with an organization like HUB, or go to a place like Our Community Bikes where you can use their tools & get some help to learn as you go. Even if you don't fix your own bike--taking it in to the shop is not going to cost you anywhere near as much as it would with a car.

- - - - - - - -
Why Monday lists? Reading the lovely Chloe's blog, Tea Swamp Park, I found an idea I had to 'steal': a list of all her Halloween costumes, with quite a few photos. She got the idea from Hula Seventy's List Project. I've decided to do the weekly lists for a year that Hula Seventy is doing. 

Tea Swamp Park & Hula Seventy are not the only ones doing lists, however. Check out NorthWestMommy's list & 'assignment' for next week.

Saturday, May 5, 2012

What I've been reading lately

Had to plow through Free Range Kids: How to Raise Safe, Self-Reliant Children (Without Going Nuts with Worry) in two days because I'd ignored it for nearly a month, then when trying to renew it, I discovered that it was requested & I had to return it to the library. Great book & it's made me realize another effect of getting rid of our TV: we're exposed to a lot less scare-mongering & sensationalist news stories about crimes & accidents involving children. Well worth a read--get Free Range Kids from the library or bookstore asap! (& thanks to Dr. Lisa for recommending it to me)

Part of the reason I've been ignoring my library books is because I've got a mounting stack of books I've been sent to review. Whole Foods To Thrive: Nutrient-Dense, Plant-Based Recipes for Peak Health has been occupying my time when I'm not writing. I'm enjoying it so far--Brendan Brazier makes a good case for cutting down on or eliminating animal products from your diet for environmental reasons. Also in the pile, just arrived: Celebrating Beginnings & Endings, by Paula Pugh. Just from a quick flip through, it looks to have some lovely ideas in it for celebrating life's milestones in a meaningful way without breaking the bank.

On the topic of not spending much money, I read a good post on living frugal without going crazy over ever penny, Pick yer battles, basically.

Also more or less on the topic of money, an analysis of the American (but could be applied north of the 49th too) attitude toward stay-at-home moms. A rich married woman staying home with kids=saint. A poor single mom staying home with kids=money-grubbing welfare cheat. Hat tip to Julia for posting this article.

I'll finish off with one that's light on the reading & seriously hilarious. I think I might have to try one of these myself.
Painting by Chris McMahon, of Deviant Art




Monday, April 30, 2012

List #23: Nine Reasons You Shouldn't Bike with Kids

Sprout heading to the playground. Note the iBert in its
box strapped to my bike. Okay, taped. I forgot the bungees.
Inspired by Brendan Leonard's list of nine reasons you shouldn't bike to work, I have written my own list. I've biked many places with Sprout & he really seems to love it. However, don't think you should try it too. Here are nine reasons why you shouldn't bike with children.
  1. It’s too dangerous. Having your child in a trailer behind your bike or sitting in a seat attached to your frame while you pedal at breakneck speeds of 10-20km/h seems insane. & though you're both wearing helmets, will those two cm of styrofoam protect your life? It'd be much better to ensconce yourself in the glass, plastic & steel cage of a car. Nobody ever dies in cars.
  2. Biking is slow! How will you have time to go to the gym or for a run, now that you've added needless minutes onto your trips by cycling? I guess you could skip the treadmill or the jog, since you're biking, but really, who wants to combine exercise & transportation? The gym is such a great destination! & while we're on the topic of exercise, why would you want your kids to see you doing exercise like cycling? It's not like modelling an active lifestyle makes any difference to them.
  3. Helmets mess up your hair. It's important for you & your child to have a perfectly coiffed do that involves lots of volume & vertical height, thanks to several different styling products. As it's practically impossible to style your hair at your destination, since the aforementioned products are so difficult to carry with you. Having a more natural hairstyle or just wearing hats would be ridiculous, wouldn't it?
  4. The route from your home to your office/childcare/errands would be stressful on a bike. There are no bike lanes, or off-road paths on the busy streets. Using a quiet residential street that's parallel to your route would be a needless detour. Though Google Maps & many other free resources online show you the bike routes in your city, it would be ridiculous to plan a way to your destination, right? Crawling through rush hour traffic, merging on & off highways, finding parking spaces & dealing with bad drivers are way less stressful.
  5. You could get wet in the rain. Nothing (except maybe helmets, see above) ruins hairstyles faster than rain. You never get wet when walking from parking lot to store or home to bus stop. Wearing waterproof clothing would be silly! Where would you put them once you got there? It's not like they have coat racks or lockers or anything.
  6. You & the little one might get cold. Not having a climate-controlled bubble around you for your entire ride would be unthinkable. How in the world could mere clothing keep you properly insulated? Besides, the air that your car brings in from the roadway as you travel is probably much healthier to breathe than the stuff outside, isn't it?
  7. You'd have to change your routine. Imagine what you'd be giving up! All that quality time with your child where you're both strapped into seatbelts, a metre apart, with you trying to focus on driving while junior has a tantrum in the carseat? Not to mention the daily brain exercise you get from trying to find a parking space at your destination. 
  8. Your kid will hate it. All children love being seatbelted into car seats, right? & the view of the seat in front of them, plus the chunk of blue sky they can see above them in the window is enough. But what kid would enjoy travelling slower so they can see things before they whip past? The near 360 degree view from a front-mounted child seat between your arms would probably bore them to tears. Plus being able to clearly hear & see things like birds, dogs & other vehicles would not be fun at all.
  9. Biking with your kid is expensive. Sure, you've already got a bike & a helmet, but now you have to buy them a helmet as well? It's impossible to get these things on sale & spending $20-40 is exorbitant, right? Then there's the seat or trailer. How in the world could you get one of those without spending a mint? It's not like there are tons of people selling perfectly good used ones on craigslist or in consignment stores or anything. Cars, insurance, gas, maintenance & car seats are a much more affordable option.
Can you think of any other reasons I've missed? :)


- - - - - - - -
Why Monday lists? Reading the lovely Chloe's blog, Tea Swamp Park, I found an idea I had to 'steal': a list of all her Halloween costumes, with quite a few photos. She got the idea from Hula Seventy's List Project. I've decided to do the weekly lists for a year that Hula Seventy is doing.

Thursday, April 5, 2012

The 80s are BACK with a Vengeance: Coloured Denim

photos: Evaan Kheraj
I read an article in the Georgia Straight recently all about a hot trend for this year: coloured denim. Wait, wait, wait, this isn't new, right? Those solid brights have been around for a few years. It's true, but writer Sarah Rowland assures us that colours & prints are really going to be huge this year. I like that she offers some ideas for those of us with actual bums & hips (unlike the stick women in the photos) who'd look, well, less than fashionable in pastel bottoms. Another great piece of advice in the article is if you're going to throw down the gauntlet & buy yourself some coloured python print jeans, don't spend a lot. They just might look a little dated next year. However, none of the jeans mentioned in the article really qualify as affordable, in my opinion.

So I have an idea to get some interesting spring-y denim on the cheap! Read more after the jump...

Thursday, January 12, 2012

Save Money & Help Fundraise

Have you ever heard of the Green Zebra coupon book? It's like the Entertainment book, but cheaper & focussed on local, greener businesses in the Lower Mainland. It's often sold as a fundraiser by people like my friend Anita, who's raising money for her son's preschool. Each book sold nets $10 for the preschool.

We've bought Green Zebra books for the last two years & plan to again this year. We always save hundreds of dollars using them because so many of the businesses are places we already go, like Wee Ones Reruns around the corner from our house, or Famous Foods. Plus, there's a $50 $15 credit for Modo (the Car Co-op) in there--score! 

Check out the Green Zebra site for a sample of which businesses have coupons in it. If you're interested, please let me know & I can either put you in touch with Anita or I can collect a book from her for you. They're $20 each, good until the end of 2012.

Sunday, November 6, 2011

Ahhhh, socialized medicine...

Weren't at Children's long enough to need his bracelet on.
After our first visit to the emergency room at the hospital with Sprout on Friday, I've been thinking a lot about how that experience would be different if we were in the US. It's hard to find an estimate of what it would have cost us in a privatized system like theirs, but I think it's safe to estimate that the bill would have been hundreds of dollars, even for a relatively simple visit like ours.

Sprout had woken up about an hour after we put him to bed & was having more trouble breathing, so we booked a Modo car & drove to Children's Hospital. We got there around 11:45pm, checked in about fifteen minutes later & were called in within fifteen minutes. The doctor asked us lots of questions, listened to Sprout's breathing & quickly diagnosed croup, which was not a surprise. He explained what it was & a few ways to help Sprout breathe easier as he recovers from it. The doctor ordered a small dose of oral steroids & a nurse squirted it into Sprout's mouth. After we were satisfied that he'd swallowed it we were sent home with an info sheet on croup. We arrived home in our Modo van just an hour after we left the house.

The steroids kicked in within about an hour & Sprout was back in bed by 1:30am. The next morning his breathing was much improved. Now all we have to worry about is helping him get well,  not how much the bill is going to be.

According to a quick Google search, the average emergency room visit comes to somewhere around $1200 in the US. It can vary a huge amount depending on the level of care you require. I read a NYTimes article--Demystifying, & Maybe Decreasing, the Emergency Room Bill--which made me even more glad to be living north of the 49th Parallel. The writer describes a simple ER visit necessitated by her son splitting open his chin on the floor. The full bill was about $5400, which was negotiated down & some of it was paid by their health insurance. In the end, they paid nearly $1600 for those 14 stitches on their son's chin. 

$1600!?! We complain about having to pay MSP premiums in BC, but our annual cost isn't that much. I'm also happy that the amount I pay doesn't depend on my bargaining skills, as it seems to in the US. There your bill is essentially like the sticker price on a car: you need to haggle it down. The last piece of advice the article offers is to deal with the billing department promptly so they don't send your unpaid bill to a collections agency, impairing your credit. Ugh. It's easy to see why there are so many people in the US whose lives are essentially ruined by one health problem.  

I wonder when America will join the rest of the 'civilized' world & ditch their expensive for-profit system?

Saturday, July 23, 2011

Counting Pennies

Living on a fairly limited income as we are at the moment, I'm always trying to think of ways to save money. My efforts tend to fall into these categories: deals, reducing, making things myself & reusing.

I'm always on the lookout for deals on things we need. I've signed up for tons of deal websites that sell things at deep discounts, like Baby Half Off, Baby Steals, Stitch Steals, etc. I've also joined a couple of group buying voucher sites: Groupon & Social Shopper. We also make good use of the Green Zebra coupon book--it's got tons of great coupons for grocery stores around here, children's stores & there's also the $50 usage credit for Modo. When I do buy clothes for Sprout, I try to buy used at stores like Wee Ones Reruns, which is conveniently located around the corner from our house.

Sometimes it's not a sale that makes something cheap, but an 'off-label' use, like the wood stove pellets we use for kitty litter. $6 for a 40-pound bag! Made from sawdust that would be a waste product in mills, they're flushable too.

Reducing is all about trying to ask myself, "Do we really need this right now?" before I buy anything. Avoiding unnecessary purchases & putting things off until later is a way to save money sometimes. I also try to get things that will have multiple uses. For example, rather than buying a change table for Sprout, we just bought a low, wide dresser that we could put a change pad on top of. When Sprout's out of diapers, we won't have a useless piece of furniture to get rid of. Cutting out unnecessary purchases like shampoo, conditioner & cleaning products, replacing them with cheap (& green!) alternatives like baking soda or vinegar. We try to walk, bike or use transit (I've got a U-Pass, so it's already paid for) as much as possible, rather than Modo vehicles.

Reusing has many facets for me. A lot of Sprout's clothes, particularly his sleepers, are hand-me-downs from his cousins. Using cloth diapers is reusing & will save us money in the long run. My latest repurposing project is a lingerie laundry bag now used for storing & drying bath toys. (see photo) The suction hooks to hang the toys are also something I had lying around. When I sew, I try to use fabric or clothing that I already have.

I've always loved to make things from the time I could hold a crayon. Sewing, besides being a hobby that I love, is a way to save money too. I made my own ring sling & baby wrap carrier, quite a few clothes for Sprout, sheets & blankets, wipes, bibs, curtains for our bedroom, clothes for myself & many birthday gifts. Recently we made a 'guillotine' style baby gate (at the suggestion of Kirsten) to keep Sprout out of the cat litter. Materials consisted of some cove molding & plywood, plus a length of webbing for a handle, all of which we had on hand.

How do you save money? Do you have any interesting tactics to share?

Friday, July 22, 2011

Mail!

There's nothing like opening up the mailbox to find a package has arrived.
Honestly, one of the reasons I order things online is for the thrill of receiving packets in the mail.

The pen refills that I ordered on eBay finally arrived this morning. I assume that the Canada Post lockout delayed them a bit, but for what I saved--about a dollar each refill!--it was worth the wait.

I love the packaging: it seems so old fashioned to use an envelope with string & button closure. The stamps are quite lovely, too, don't you think?

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